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  • Axiom Insurance Agency
  • Personal Insurance
    • Personal Auto Insurance
    • SR-22 & SR-22A Insurance
    • Homeowner's Insurance
    • Condo Insurance
    • Renter's Insurance
    • Mobile Home Insurance
    • Farm & Ranch Insurance
    • Vacant Property Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Flood Insurance
    • Personal Liability Insurance
    • Life Insurance
    • ATV Insurance
    • Boat Insurance
  • Business Owner's Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • General Liability Insurance
    • Builder's Risk Insurance
    • Landlord Insurance
    • Artisan Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Special Event Insurance
    • Surety Bonds
    • Worker's Compensation Insurance
  • Commercial Vehicle Insurance
    • Dump Truck Insurance
    • Tractor Trailer Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
    • Bobtail Insurance
  • Make Payment
  • Report Claim
  • Dealer Referral
  • Mortgage Lender
  • Realtor Referral
  • Driver's Education
  • Trucking Testimonials
  • Contact Us
South Georgia's Agency for Insurance

Low Cost Landlord Insurance in Hinesville and Kingsland

What Does Landlord Insurance Cover?
Landlord insurance is a policy for someone who rents out a home they own. This type of insurance typically includes two different types of coverage: property and liability protection. Both coverages are intended to help protect you, the landlord, from financial losses.
LANDLORD PROPERTY PROTECTION
The property protection in a landlord insurance policy typically helps cover physical property related to the home you're renting out. This may include the dwelling itself and equipment you keep on site to help maintain it. Coverage generally includes:
Dwelling: This coverage helps pay to repair your rented home, condo or apartment if it's damaged by fire, lightning, wind, hail or other covered losses.
Other structures: This part of your policy helps pay to repair detached structures on your rental property, such as detached garage or fence, if they're damaged by a covered loss.
Personal property used to service the rental: If you leave a lawnmower or snow blower onsite to maintain your rental property, landlord insurance may help cover this equipment if it's damaged. However, if you leave your personal bike or DVD player at the home you rent out, it likely won't be covered under your landlord policy.
All of the above types of coverage are subject to the deductibles and limits stated in your specific landlord policy. Your deductible is the amount you'll pay for a covered loss before your landlord insurance kicks in. A limit is the maximum amount your policy will pay after a covered loss. Each coverage typically has its own, separate deductible and limit. You may be able to set your own deductible and limit amounts for these coverages.
LANDLORD LIABILITY PROTECTION
The liability portion of a landlord insurance policy may help you pay for another person's medical bills or your legal expenses if someone else is injured on your rental property and you're found responsible.
For example, if your tenant falls down stairs at your rental property and a court determines that you failed to maintain the stairs and/or railing, you could be held responsible for your tenant's medical, legal and other costs. In that case, your landlord liability coverage may help pay for those expenses, up to your policy's limits. You typically won't pay a deductible for a liability claim.
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    Call (912) 876-8923 (Hinesville area)
    Call (912) 882-6003 (Kingsland area)
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​Whether you're in Hinesville, Richmond Hill, Savannah, Brunswick, Kingsland or St. Marys, we provide Georgia Insurance polices and more - we deliver them with personal service.
As an independent insurance agency, we can provide all types of insurance coverage from top carriers in the country.
​We are Southeast Georgia's premier independent insurance agency.

Call (912) 882-6003

Call (912) 876-8923

Axiom Insurance Agency specializes in Car Insurance, Auto Insurance, Home Insurance, Homeowners Insurance, in the following counties: Camden County, Glynn County, McIntosh County, Liberty County, Bryan County, Chatham County, Long County, Ware County and Wayne county.
Offices located in Hinesville, GA & Kingsland, GA