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  • Axiom Insurance Agency
  • Personal Insurance
    • Personal Auto Insurance
    • SR-22 & SR-22A Insurance
    • Homeowner's Insurance
    • Condo Insurance
    • Renter's Insurance
    • Mobile Home Insurance
    • Farm & Ranch Insurance
    • Vacant Property Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Flood Insurance
    • Personal Liability Insurance
    • Life Insurance
    • ATV Insurance
    • Boat Insurance
  • Business Owner's Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • General Liability Insurance
    • Builder's Risk Insurance
    • Landlord Insurance
    • Artisan Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Special Event Insurance
    • Surety Bonds
    • Worker's Compensation Insurance
  • Commercial Vehicle Insurance
    • Dump Truck Insurance
    • Tractor Trailer Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
    • Bobtail Insurance
  • Make Payment
  • Report Claim
  • Dealer Referral
  • Mortgage Lender
  • Realtor Referral
  • Driver's Education
  • Trucking Testimonials
  • Contact Us
South Georgia's Agency for Insurance

Low Cost Flood Insurance in Hinesville and Kingsland

​Do I Need Flood Insurance?
Many conditions can cause flooding: spring thaws, heavy rains, hurricanes and the rapid accumulation of rain after a wildfire are just some of them. And, while certain areas are prone to flooding, it can happen anywhere and at any time. According to Fema.gov, floods are the No. 1 natural disaster in the United States. "All it takes is a few inches of water to cause major damage to your home and its contents," the federal government-run website declares.
So, are you prepared? Beyond readying your home and developing a family emergency plan, being prepared for a flood means understanding a bit about insurance.​
HOMEOWNERS INSURANCE DOES NOT TYPICALLY COVER FLOODS
Most important is the fact that a standard homeowners insurance policy typically doesn't cover flood damage. And because floods can occur anywhere, you should consider purchasing a separate National Flood Insurance Program (NFIP) flood policy through an insurance agent. The NFIP is managed by the Federal Emergency Management Agency (FEMA).
Not everyone understands the need for a separate flood policy. In fact, research shows that there's a common misconception that homeowners insurance covers flood damage when, in fact, it typically doesn't. In a recent survey, 44 percent of Americans said they believed they were covered for weather-related floods, when, in fact, only 15 percent reported having purchased a flood insurance policy through the NFIP.
HOW MUCH DOES FLOOD INSURANCE COST?
Costs for flood insurance will vary depending on how much coverage you buy, what the policy covers (does it just cover the structure? the contents of your home?) and your property's flood risk. The NFIP offers flood risk maps to help you identify your community's level of risk.
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    Want a quick quote?
    Call (912) 876-8923 (Hinesville area)
    Call (912) 882-6003 (Kingsland area)
    ​or, if you wish, we'll contact you!

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​Whether you're in Hinesville, Richmond Hill, Savannah, Brunswick, Kingsland or St. Marys, we provide Georgia Insurance polices and more - we deliver them with personal service.
As an independent insurance agency, we can provide all types of insurance coverage from top carriers in the country.
​We are Southeast Georgia's premier independent insurance agency.

Call (912) 882-6003

Call (912) 876-8923

Axiom Insurance Agency specializes in Car Insurance, Auto Insurance, Home Insurance, Homeowners Insurance, in the following counties: Camden County, Glynn County, McIntosh County, Liberty County, Bryan County, Chatham County, Long County, Ware County and Wayne county.
Offices located in Hinesville, GA & Kingsland, GA